Quick Credit Question

sp0om said: "I recently got a new credit card with my bank, and because it is so well integrated to the internet, I am able to make my payments quickly (Quickly enough so my balance at the end of the month is always zero). Now, because I don't actually have a balance at the end of the month, does that mean that I can't accumulate a good credit history/score? (I imagine it's done by keeping track of how quick you have been to pay the balance after each month, not during each month. The thing is, paying off the balance often keeps enough money in my checking account so I know how much money I can spend) Thanks."

HappyHarry said: "The fact you're making payments will count towards good credit. Every payment you make is recorded, so this is building your credit. Really, it's best to pay off your credit card every month."

Heather said: "I agree on that one. You avoid a lot of interest charges and stuff like that if you pay it off in full every month. Any positive reporting information will help you build and establish credit."

BarbBQ said: "pay it on time and your credit will get better. paid as agreed."